1. Residential
Our firm represents both single-family homeowners and condominium associations, along with their property managers. Each of these claims typically requires proper documentation, including photographs, repair estimates to ensure the homeowner receives fair compensation from the insurance company
2. Commercial
Retail Service Businesses, Restaurants , Body Shops , Daycares Etc.
A commercial property claim generally involves damage or loss to a business’s physical assets. This can include:
1. Building Damage: Claims related to structural damage or destruction of the commercial building, such as from fire, weather events (storms, floods, etc.), vandalism, or other accidents.
2. Property Damage: Damage to personal property inside the building, including office equipment, furniture, inventory, and other business assets.
3. Business Interruption: A loss of income due to the inability to operate the business because of property damage. This coverage compensates for lost revenue during repairs or rebuilding.
4. Equipment Breakdown: Claims related to the failure or damage of essential equipment (e.g., HVAC systems, machinery, computers) that is vital for the business's operations.
5. Theft or Vandalism: Claims for property stolen or damaged due to break-ins, theft, or intentional vandalism.
6. Loss of Inventory: Claims for inventory or stock damaged or destroyed, including products, materials, or goods essential for business operations.
7. Liability Coverage: If damage to the property results in injury to visitors, customers, or contractors on the premises, liability coverage may come into play.
Commercial insurance policies can be complex, but we are here to represent you in your claims. Whether you’ve experienced damage to your property or equipment, or have suffered a loss of income, we will ensure you receive the support and guidance you need throughout the process.
3. Industrial
Place of worship, Factories , Hotels and Casino.
An industrial property claim typically involves damage or loss related to the physical assets of an industrial facility, including:
1. Building Damage: Claims related to structural damage or destruction of the industrial property itself, such as from fire, storms, vandalism, or accidents.
2. Equipment Damage: Claims involving the repair or replacement of machinery, tools, or other equipment used in the production process.
3. Inventory Loss: Damage or destruction of raw materials, finished products, or supplies that are stored on-site.
4. Business Interruption: Loss of income due to the inability to operate the facility following damage or destruction of the property, equipment, or inventory. This includes coverage for lost revenue during repairs or rebuilding.
5. Liability: Claims related to injuries or damage to third parties that may occur on the property.
6. Environmental Claims: Issues related to contamination, hazardous material leaks, or other environmental damage that may occur on the industrial property. These claims typically require a detailed assessment of the damage and a clear understanding of the insurance policy's coverage to ensure the business is properly compensated for the loss.
If you have an insurance claim and don’t know what to do, don’t wait any longer—call us today! You’ll work with the most experienced professionals in the industry. We specialize in handling difficult cases where others might give up, and we’ll work tirelessly to find the right solution for you. Let us help you navigate the process and ensure you receive the settlement you deserve.
